Terms of Service
Last updated: May 2026
These Terms of Service ("Terms") govern your access to and use of the Spell Trade Pro software platform (the "Service"), operated by Spell ("we," "us"). By accessing or using the Service, you ("you," "User") agree to be bound by these Terms.
1. Nature of the Service
Spell Trade Pro is a software-as-a-service tool that provides analytical, research, and workflow features for self-directed traders. The Service is not a brokerage, custodian, or registered investment adviser. Trade execution is performed by third-party brokerages that you, the User, separately engage with and connect to the Service via API credentials.
2. Eligibility
- You must be at least 18 years old.
- You must be legally permitted to use trading software in your jurisdiction.
- The Service is currently offered for use by US-based individuals only.
3. Account & Broker Connectivity
Use of certain features requires you to connect a third-party brokerage account using your own API credentials ("BYOK" model). We never custody your funds, securities, or assets. You remain solely responsible for the configuration, monitoring, and outcomes of your brokerage account.
4. AI-Generated Output
The Service includes AI-generated analysis, summaries, and suggestions (collectively, "AI Output"). AI Output is generated by large language models and may contain errors, omissions, or inaccuracies. You agree that:
- AI Output is provided for informational purposes only.
- AI Output is not personalized investment advice and is not a recommendation to buy, sell, or hold any security.
- You will independently verify AI Output before acting on it.
5. Self-Directed User Attestation
You represent that you are a self-directed user making your own investment decisions. You are not relying on the Service or any of its operators as fiduciaries or advisers.
6. Risk Acknowledgment
Trading securities involves substantial risk of loss. Past performance, whether actual or backtested, is not indicative of future results. Strategies displayed by the Service may underperform a passive benchmark. You may lose all capital deployed. See the Risk Disclosures page for additional detail.
7. Acceptable Use
You agree not to:
- Reverse-engineer, scrape, or attempt to derive the source code of the Service.
- Use the Service to violate any law or third-party right.
- Resell, sublicense, or otherwise redistribute the Service without written permission.
- Place orders intended to manipulate market prices.
8. Intellectual Property
The Service, including all software, designs, and brand assets, is owned by Spell and protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to use the Service for the purposes contemplated by these Terms.
9. Disclaimer of Warranties
The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied. To the fullest extent permitted by law, we disclaim all warranties including merchantability, fitness for a particular purpose, and non-infringement.
10. Limitation of Liability
To the fullest extent permitted by law, Spell, its affiliates, and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, or trading gains, arising from your use of the Service.
11. Termination
We may suspend or terminate your access to the Service at any time, for any reason, including suspected violation of these Terms.
12. Changes to These Terms
We may update these Terms from time to time. The "Last updated" date above indicates when changes took effect. Continued use of the Service after such changes constitutes acceptance.
13. Governing Law
These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws principles. Any dispute shall be resolved in the state or federal courts located in Delaware.
14. Contact
Questions? Contact us at hello@spelltradepro.com.
These Terms have not been reviewed by counsel and are an interim boilerplate suitable for the internal MVP phase. They will be replaced by a securities-attorney-reviewed agreement before public commercial release.